The Pataskala Banking Company

 

Checking | Savings | Money Market | Loans | Credit Cards | Other Services

Checking Accounts

Interest Checking Plan A  
  • The minimum balance required to open this account is $25.00
  • If your daily balance on any day during a statement cycle falls below $300.00 you will be charged a maintenance fee for the cycle of $3.50.
  • Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.
  • There will be a fee charged if this account is closed before 90 days of opening.
 
Direct Free Checking  
  • Minimum balance required to open account is $50.00.
  • If your daily balance on any day during a statement cycle falls below $0.00 you will be charged a maintenance fee of $6.00 for the cycle, or if you do not have a direct deposit you will be charged a maintenance fee of $6.00.
  • Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.
  • A Direct Free Checking account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
  • A Free order of variety pack checks, one wire transfer free per year, and a small safe deposit box at half price.
  • A fee will be charged if this account is closed before 90 days of opening.

 

 
Interest Checking Plan B  
  • The minimum balance required to open this account is $25.00.
  • Call for rate information at 740-927-4956. The interest rate and annual percentage yield may change.
  • At our discretion, we may change the interest rate on your account.
  • We may change the interest rate on your account at our discretion.
  • We compound interest monthly and credit interest earned monthly (at the end of each statement cycle).
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • If your balance during any one day in a statement cycle falls below $300.00, we will charge you a fee of $5.00 for that cycle and you will receive your interest credit.
  • There will be a fee charged if this account is closed before 90 days of opening.

 

 
Ultimate Checking Plan C  
  • Minimum balance required to open account is $25.00.
  • Interest rate and annual percentage yield subject to change.
  • Interest compounded monthly and credit interest earned monthly (at the end of each statement cycle).
  • Daily balance method used to calculate interest on your account.
  • If your balance during any one day in a statement cycle falls below $1,000.00, we will charge you a fee of $5.00 for that cycle and you will receive your interest credit.
  • An Ultimate account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
  • Standard checks free, one wire transfer free per year, and a small safe deposit box at half price.
  • A fee will be charged if this account is closed before 90 days of opening.

 

 
Internet Checking Plan D -Existing Accounts Only  
  • Minimum balance required to open account is $25.00.
  • Interest rate and annual percentage yield subject to change.
  • Interest compounded monthly and credit interest earned monthly (at the end of each statement cycle).
  • Daily balance method used to calculate interest on your account.
  • If your balance during any one day in a statement cycle falls below $1,000.00, we will charge you a fee of $6.00 for that cycle and you will receive your interest credit.
  • An Internet account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
  • Standard box of checks free, one wire transfer free per year, and a small safe deposit box at half price.
  • A fee will be charged if this account is closed before 90 days of opening.

 

 
Checking Accounts for Business  
  • The minimum balance required to open this account is $25.00.
  • All business accounts will be required to receive a monthly statement. A charge of $10.00 per statement will be assessed unless a balance of $5000.00 or higher at all times is maintained.
  • High activity accounts may require a higher fee.
  • There will be a fee charged if this account is closed before 90 days of opening.