downtown office

Savings


  • Minimum balance to open this account is $100.00.
  • Call for rate information at 740-927-4956.
  • Interest rate and annual percentage yield subject to change.
  • Interest will be compounded monthly and interest will be credited to your account monthly.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.
  • We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.   No interest will calculate if the balance is below $100.00.
  • You are limited to 4 withdrawals from your account each month.  Additional withdrawals will have a service charge of $0.50 per withdrawal.
  • A fee will be charged if this account is closed before 90 days of opening.
  • A $5.00 monthly service charge will be deducted from the account balance of your Statement Savings account if the account balance falls below $100.00 at any time during the month.
  • Minimum daily balance required to obtain the disclosed annual percentage yield for Statement Savings account is $100.00.
  • Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.   
  • Call for rate information at 740-927-4956.
  • Interest rate and annual percentage yield subject to change.
  • Interest compounded monthly and credited to your account monthly.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • An inactivity fee of $5.00 will be imposed each year if the balance is less than $25.00 and no activity for 2 years.
  • We use the daily balance method to calculate interest on your account.  No interest will calculate if the balance is below $100.00.
  • You are limited to 52 transfers from your account per year.  Additional transfers will have a fee of $0.50 per withdrawal.
  • A fee will be charged if this account is closed before 90 days of opening.
  • A $5.00 monthly service charge will be deducted from the account balance of your Passbook Savings account if the account balance falls below $100.00 any time during the month.*
  • Minimum daily balance required to obtain the disclosed annual percentage yield for Passbook Savings account is $100.00.
  • Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.  *For Custodial Savings accounts where minors are under age 17, this minimum balance service charge will not apply.
  • Minimum balance to open this account is $2,500.00
  • Call for rate information at 740-927-4956.
  • Interest rate and annual percentage yield subject to change.
  • Interest will be compounded monthly and credited to your account monthly.
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • Your daily balance on each day is the ending balance of the account on the previous day, plus deposits and minus withdrawals made that business day.
  • We use the daily balance method to calculate the interest on your account.   This method applies a daily periodic rate to the principal in the account each day.  No interest will calculate if the balance is below $1,000.00.
  • You are limited to 2 withdrawals from your account each month.  Additional withdrawals will have a fee of $9.00 per withdrawal.
  • A minimum balance fee of $10.00 will be imposed each month if the balance in the accounts falls below $2,500.00 any day of the month.
  • A fee will be charged if this account is closed before 90 days of opening.
  • Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.   
  • We offer Certificate of Deposit for the following terms:  90 Days, 6 Months, 12 Months, 18 Months, 24 Months, 36 Months, and 48 Months.
  • Minimum balance required to open any of our CDs is $500.00.
  • Call for rate information at 740-927-4956.
  • Interest rate and annual percentage yield will not change for the term of the account.
  • Interest will be compounded monthly and will be credited monthly.
  • We use the daily balance method to calculate interest on our CDs.  This method applies a daily periodic rate to the principal in the account each day.  You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
  • If you withdraw any of the principal before the maturity date, a penalty will be imposed for early withdrawal.
 
           CALL THE BANK AND ASK ABOUT ANY CD SPECIALS.
  • We offer an IRA CD with a 24 month term.
  • We offer an IRA Savings account.
  • For rate information, call us at 740-927-4956.
  • For specific IRA account information, contact us at 740-927-4956.